More details, details, details.

What shall we call your child?

Anatomically speaking...

What is their gender?
And they identify as...


your natural or adopted child, or stepchild, who is unmarried and under the age stated below:

  • for Dental coverage - under age 21, or under age 26 if a full-time student (overaged student); for Extended Health Care coverage - under age 21, or under age 26 if a full-time student (overaged student)

  • not employed on a full-time basis

  • not eligible for insurance as an employee under this or any other Group Benefit Program

  • a child who is incapacitated on the date he or she reaches the age when insurance would normally terminate will continue to be an eligible dependent. However, the child must have been insured under this Benefit Program immediately prior to that date

  • a child is considered incapacitated if he or she is incapable of engaging in any substantially gainful activity

  • and is dependent on the employee for support, maintenance and care, due to a mental or physical disability.

  • Manulife Financial may require written proof of the child’s condition as often as may reasonably be necessary


Candles on the cake.

What day were they born?
Do any special conditions apply to this child?
This response needs to be validated. If the date is greater than 21 years a special condition has to apply.

Looks like this child doesn't meet the age criteria. If no special conditions apply we'll need to leave them off this policy.

IF error message appears button says BACK TO DEPENDENTS, if not it says COMPLETE PROFILE